Volt加拿大28软件 (19-24 Years Old)
You’ve waited years to be on your own, and now (with a little help) you’re spending and saving like a pro. 建立您的财务和个人独立与我们的伏特加拿大28软件计划,赚取高达3.00%的年.
What can Volt加拿大28软件 do for me?
We believe you’re the hero of your story. 我们的支票和储蓄捆绑账户让您更好地掌控自己的资金. 我们还提供金融知识的机会,并免费为30岁以上的人提供服务,全国有1000台自动取款机.
Here are just some of the benefits of Volt banking:
获得有竞争力的年度年金
它支付与伏特节省伏特成员看到他们的储蓄增加迅速赚取3.00%的年* on savings balances up to $1,000.
建立快速平衡
有了快速结余,你不用登录就能看到账户里有多少钱.
免费使用ATM机
Your Volt debit card will let you use 30,000 CO-OP ATMs for free. If you use an out of network ATM, fees are $3.00.
减少费用
生活发生了. 钱可能会很紧. 我们提醒您,跟踪您的帐户是值得的,从而保护您免受昂贵的费用.
减免的费用包括:- NSF Check, ACH Item, or 借记 Card Transaction Fee - $26.50美元(一般35美元)
- NSF ATM取款- $26.50美元(一般35美元)
一定要使用 网上及手机加拿大28软件 工具,如 警报, to keep track of your account and avoid overdrafts.
伏特信用卡
At 18, Volt members can qualify for a Visa Rewards 信用卡. It starts with a credit limit up to $1,000和低利率,同时让你建立奖励积分,永远不会过期.
There are numerous benefits of getting a credit card early in life, 比如建立信用,了解信用卡和借记卡的区别.
Here are some tips to keep in mind for using credit cards for beginners:
- Pay your bill before it’s due so you don’t incur interest charges.
- 你可以用它来应付小的紧急情况,只要你每月按时付款,如果你不能全额还清.
- 如果你没有正确使用它, 你的账户可能会遇到麻烦,这不是开始你的信用基础的好方法.
- 信用卡不同于借记卡,因为你借的是你的余额,必须偿还. a debit card which deducts from the cash you have in your account. 你想练习使用这两种方法来消费,并体验它们如何影响你的财务状况.
青少年的财务资源 & 年轻的成年人
常见问题
寻找更多?
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学生储蓄账户允许大学生建立他们的储蓄,同时从余额中赚取利息. You can make deposits manually, 设置自动存取资金,以管理您的财务需求.
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绝对. 储蓄是一项基本的财务知识技能,应该在高中就开始练习, 大学, 及以后. Because many 大学 students are on a tight budget, 有一个小的应急基金来处理意外开支是一个好主意. It could keep you from calling your parents to ask for cash, charging your credit card or accessing a payday loan to cover costs.
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College student 储蓄账户 are geared to students’ unique needs. Flexibility is built into the process, such as having no minimum balance requirements or monthly fees.
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是的,毫无疑问. Student 储蓄账户 build an emergency fund for a rainy day, safely store extra cash to accrue interest, and build healthy financial habits for the future.
*Annual Percentage Yield (APY). 的速度 3.00%的年 applies to balances up to $1,000 on Volt banking 储蓄 accounts. Terms and conditions subject to change.
Zelle及其相关商标由预警服务公司全资拥有, LLC and are used herein under license. Must have a bank account in the US to use Zelle.